
Comprehensive Financial Planning
We offer comprehensive financial planning that covers every aspect of your wealth, from investments to tax planning to insurance to loan management, all integrated and tailored to your goals.

Comprehensive Financial Planning
We offer comprehensive financial planning that covers every aspect of your wealth, from investments to tax planning to insurance to loan management, all integrated and tailored to your goals.
SEBI Registered Investment Advisor
We are SEBI RIA, ensuring you receive trusted and regulated financial guidance.

Personalised solutions for your family
We craft bespoke financial solutions designed to meet the unique needs of you and your family.

Personalised solutions for your family
We craft bespoke financial solutions designed to meet the unique needs of you and your family.
All round the year
We are working year-round, offering proactive action plans, consistent support and timely adjustments to your financial strategies.

Expert and Unbiased Advice
Our team provides impartial advice, focusing solely on what’s best for your financial success, without any hidden agendas.

Expert and Unbiased Advice
Our team provides impartial advice, focusing solely on what’s best for your financial success, without any hidden agendas.
24/7 AI-powered help available
Get round-the-clock assistance with our AI-powered support, always ready to answer your financial queries and guide you when you need it most.
Principles That Power Us
Fixed Fee only
Comprehensive Coverage
Family-level Planning
Smarter Wealth, Step by Step
Connect Accounts
Link your investments across platforms securely.
Diagnose Portfolio
NovaAI scans for inefficiencies, risks and gaps
Build Your Roadmap
We align investments, taxes and insurance with your goals.
Review & Optimize
Stay updated with dynamic reviews and smart nudges

Introducing
Novelty Wealth
where we simplify complex financial decisions with expert guidance and seamless solutions, empowering you to unlock your wealth’s true potential

Introducing
Novelty Wealth
where we simplify complex financial decisions with expert guidance and seamless solutions, empowering you to unlock your wealth’s true potential
Are my savings invested efficiently?
Are my savings invested efficiently?
How do I budget my finances?
How do I budget my finances?
Am I on track with my savings?
Am I on track with my savings?
How should I manage my loans?
How should I manage my loans?
Is my retirement plan on track?
Is my retirement plan on track?
Do I have enough in my emergency fund?
Do I have enough in my emergency fund?
Have I bought the right insurances?
Have I bought the right insurances?
How do I track my investment returns?
How do I track my investment returns?
Is my tax planning optimized?
Is my tax planning optimized?
I need some urgent money, what should I sell first?
I need some urgent money, what should I sell first?
Feeling overwhelmed ?
Feeling overwhelmed ?
Wealth management should be simple, not stressful.
Wealth management should be simple, not stressful.
Introducing
Novelty Wealth
where we simplify complex financial decisions with expert guidance and seamless solutions, empowering you to unlock your wealth’s true potential

Comprehensive Financial Planning
We offer comprehensive financial planning that covers every aspect of your wealth, from investments to tax planning to insurance to loan management, all integrated and tailored to your goals.
SEBI Registered Investment Advisor
We are SEBI RIA, ensuring you receive trusted and regulated financial guidance.
Principles That Power Us
Fixed Fee only
Comprehensive Coverage
Family-level Planning
All round the year
We are working year-round, offering proactive action plans, consistent support and timely adjustments to your financial strategies.

Personalised solutions for your family
We craft bespoke financial solutions designed to meet the unique needs of you and your family.
Smarter Wealth, Step by Step
Connect Accounts
Link your investments across platforms securely.
Diagnose Portfolio
NovaAI scans for inefficiencies, risks and gaps
Build Your Roadmap
We align investments, taxes and insurance with your goals.
Review & Optimize
Stay updated with dynamic reviews and smart nudges

Expert and Unbiased Advice
Our team provides impartial advice, focusing solely on what’s best for your financial success, without any hidden agendas.
24/7 AI-powered help available
Get round-the-clock assistance with our AI-powered support, always ready to answer your financial queries and guide you when you need it most.
Straight from Our Users
Straight from Our Users
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Mgmt Consultant
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Mgmt Consultant
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Mgmt Consultant
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Mgmt Consultant
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Management Consultant
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Management Consultant
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Management Consultant
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
"I have had an absolutely fantastic experience with Novelty Wealth. Also, a big fan of NovaAI - it’s not just an AI agent that throws information at you, but can take help with actions basis your requests, which is supercool."
Abhishek Singhania
Strategy Director
"Novelty Wealth's deep knowledge and personalized approach have made a real difference in my financial planning and confidence as an investor. It helped not only with investment and taxes but also effective use of bank balance using Arbitrage Funds"
Isha Mittal
Management Consultant
"I’m truly grateful for the expert guidance which not only helped me grow my investments but also significantly reduced my tax and proactively guided me in closing less effective insurance policies, and reallocating investments to align with my financial goals."
Vijendra Jain
IT Professional
"I feel in control of my finances with Novelty Wealth. They guided me in moving to direct mutual funds and created a financial plan tailored to my needs. I confidently recommend them to anyone looking for reliable financial guidance."
Major Vinay
Armed Forces
"I started seeing value from Novelty within the first week of onboarding - immediately helped me plug money leaks, optimize investments, and identify smarter avenues - resulting in 3x tangible savings right away, and that’s just the first week."
Rohit Narula
Strategy Manager
Meet Our Team
Meet Our Team
Naveen Changoiwala
Naveen Changoiwala

Chartered Accountant (All India Rank 9, Tax Topper)
MBA, IIM Ahmedabad (Top 5%ile)
With a career rooted in disciplined investing, from CA rank-holder to IIM Ahmedabad, Naveen has spent over a decade in roles demanding clarity, precision, and long-term thinking.
Yet, he observed that even well-earning professionals lacked the tools and insights to make sound financial decisions. This inspired him to build Novelty Wealth, a platform that combines expert-led advisory, automation, and trust to help Indians unlock the full potential of their wealth.
For Naveen, it’s not just about building a product. It’s about building financial confidence for every user, every family, every portfolio.
Chartered Accountant (All India Rank 9, Tax Topper)
MBA, IIM Ahmedabad (Top 5%ile)
With a career rooted in disciplined investing, from CA rank-holder to IIM Ahmedabad, Naveen has spent over a decade in roles demanding clarity, precision, and long-term thinking.
Yet, he observed that even well-earning professionals lacked the tools and insights to make sound financial decisions. This inspired him to build Novelty Wealth, a platform that combines expert-led advisory, automation, and trust to help Indians unlock the full potential of their wealth.
For Naveen, it’s not just about building a product. It’s about building financial confidence for every user, every family, every portfolio.



Sajal Gupta
Sajal Gupta
Computer Science, B.Tech, IIT Delhi (IITJEE Rank 22)
With a career rooted in data and technology, from cracking JEE with an All India Rank of 22 to building trading algorithms at Goldman Sachs, Sajal has consistently operated at the highest levels of analytical and technical rigor.
Yet, he observed most affluent Indians were making financial decisions through fragmented apps, generic advice, or gut feel, not through systems built for clarity, automation, or personalisation. This gap is what drove Sajal to build something better - Novelty Wealth.
For Sajal, it’s not just about building a product. It’s about harnessing latest technology for every user, every family, every portfolio.
Computer Science, B.Tech, IIT Delhi (IITJEE Rank 22)
With a career rooted in data and technology, from cracking JEE with an All India Rank of 22 to building trading algorithms at Goldman Sachs, Sajal has consistently operated at the highest levels of analytical and technical rigor.
Yet, he observed most affluent Indians were making financial decisions through fragmented apps, generic advice, or gut feel, not through systems built for clarity, automation, or personalisation. This gap is what drove Sajal to build something better - Novelty Wealth.
For Sajal, it’s not just about building a product. It’s about harnessing latest technology for every user, every family, every portfolio.
Unlock Your Wealth's True Potential
with us
Unlock Your Wealth's True Potential
with us
Get Early Access
Get Early Access
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Registered Name: FW Fintech Private Limited | SEBI RIA Registration No: INA000019415 | BASL Membership No: BASL2191 | CIN: U66190KA2024PTC188214 | Type of Registration: Non-Individual | Validity of registration: July 22, 2024 - Perpetual | Address: P NO 224 3RD FL RANKA, JUNCTION 80/3 VIJINAPUR, Krishnarajapuram R S, Bangalore North, Bangalore- 560016, Karnataka | Principal Officer: Naveen Changoiwala at compliance@noveltywealth.in | SEBI Local corresponding address: 2nd Floor, Jeevan Mangal Building, No.4, Residency Road, Bengaluru - 560025, Karnataka
Disclosure: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor
Registered Name: FW Fintech Private Limited | SEBI RIA Registration No: INA000019415 | BASL Membership No: BASL2191 | CIN: U66190KA2024PTC188214 | Type of Registration: Non-Individual | Validity of registration: July 22, 2024 - Perpetual | Address: P NO 224 3RD FL RANKA, JUNCTION 80/3 VIJINAPUR, Krishnarajapuram R S, Bangalore North, Bangalore- 560016, Karnataka | Principal Officer: Naveen Changoiwala at compliance@noveltywealth.in | SEBI Local corresponding address: 2nd Floor, Jeevan Mangal Building, No.4, Residency Road, Bengaluru - 560025, Karnataka
Disclosure: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor
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