mutual-funds
SIP vs Mutual Funds: What People Often Confuse
Confused between SIP and mutual funds? Learn the real difference, compare SIP vs lump sum and RD, and understand which investment route fits your financial goals best.
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SEBI Registered Investment Advisor (RIA) INA000019415
Your Wealth, Simplified
SEBI Registered Investment Advisor & AI Wealth Management App India
Bring your finances together, access deep portfolio analysis and get tailored guidance aligned to your long-term goals.
Bring your finances together, access deepportfolio analysis and get tailored guidancealigned to your long-term goals.
Understand your money as it moves.
Monitor every account, spot opportunities early, track goal progress, and get timely alerts tailored to you.
Portfolio Snapshot
Smart analysis of everything you own, updated in real-time.
Banks
Clear view of cash flow and balances across all accounts
NovaAI
Instant answers built on Indian tax laws and SEBI compliance.
Goal Planning
Adapts to lifestyle and market changes.
Trusted by 15k+ Individuals
Save 50k+ Now
Identify tax leaks, fee waste, and portfolio gaps.
Get Started
Clarity, Build Around Your Money
Designed to simplify decisions across your finances.
Mutual Funds
Track performance, overlap, and concentration risks across all holdings.
Stocks & ETFs
Monitor stock performance, sector concentration, and how direct equity fits your overall portfolio.
Loans & EMIs
See total debt, monthly payment obligations, and how EMIs affect available liquidity.
One Family. One Wealth Strategy.
Connect family portfolios, align goals, and make coordinated wealth decisions with complete visibility across every member's investments and assets.
Link Family WealthBank Accounts
EPF's
ETF's
Stocks
Bonds
Goal Planning
PPF
Portfolio
Gold
Fixed Deposit
Asset Allocation
Mutual Funds
Bank Accounts
Bank Accounts
EPF's
ETF's
Stocks
Bonds
Goal Planning
PPF
Portfolio
Gold
Fixed Deposit
Asset Allocation
Mutual Funds
Bank Accounts
Insurance
Real Estate
NPS
SIPs
Dividends
Credit Cards
Loans
Net Worth
Family Finance
Retirement
Emergency Fund
Tax Planning
Insurance
Real Estate
NPS
SIPs
Dividends
Credit Cards
Loans
Net Worth
Family Finance
Retirement
Emergency Fund
Tax Planning
NovaAI
Trained by SEBI-licensed experts on India's tax laws, investment rules, and financial goals, NovaAI delivers instant, accurate guidance, available 24/7.
Ask NovaAI
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How Novelty Wealth Works
Step 1
Connect Your Investments
Securely link all your investments and accounts in minutes
Step 2
Understand Your Money
Get a complete picture of performance, allocation, and missed opportunities
Step 3
Set Goals & Stay on Track
Set goals with timelines that adapt as your life evolves
Trusted for Real Financial Decisions
I feel in control of my finances with Novelty Wealth.
Major Vinay
Armed Forces
I spotted leaks and optimised investments by week one.
Rohit Narula
Strategy Manager
Novelty Wealth's insights give me clarity and confidence.
Isha Mittal
Management Consultant
Managing family finances finally feels simple and organised.
Akshay M
Graphic Designer
I'm grateful for the expert guidance that helped grow my investments, reduce taxes, and optimize my insurance and investment strategy.
Vijendra Jain
IT Professional
I’ve had a fantastic experience—NovaAI goes beyond information and actually helps take action based on my requests.
Abhishek Singhania
Strategy Manager
I feel in control of my finances with Novelty Wealth.
Major Vinay
Armed Forces
I spotted leaks and optimised investments by week one.
Rohit Narula
Strategy Manager
Novelty Wealth's insights give me clarity and confidence.
Isha Mittal
Management Consultant
Managing family finances finally feels simple and organised.
Akshay M
Graphic Designer
I'm grateful for the expert guidance that helped grow my investments, reduce taxes, and optimize my insurance and investment strategy.
Vijendra Jain
IT Professional
I’ve had a fantastic experience—NovaAI goes beyond information and actually helps take action based on my requests.
Abhishek Singhania
Strategy Manager
The team helped organize all my finances—from investments to taxes—into one clear, structured plan.
Ankit Sharma
Product Manager
This is the first money app that gives truly personalized, actionable insights instead of generic advice.
Priya Nair
Senior Software Engineer
I love having all my accounts and investments in one dashboard with simple cues on what needs attention.
Neha Gupta
Marketing Lead
The blend of human expertise and AI gives me strategic guidance and instant answers, improving how I track, rebalance, and plan my investments.
Arjun Menon
Finance Professional
Within weeks, I identified cash-flow leaks, optimized investments, and structured my goals better with data-backed, unbiased advice.
Sandeep Rao
Entrepreneur
The team helped organize all my finances—from investments to taxes—into one clear, structured plan.
Ankit Sharma
Product Manager
This is the first money app that gives truly personalized, actionable insights instead of generic advice.
Priya Nair
Senior Software Engineer
I love having all my accounts and investments in one dashboard with simple cues on what needs attention.
Neha Gupta
Marketing Lead
The blend of human expertise and AI gives me strategic guidance and instant answers, improving how I track, rebalance, and plan my investments.
Arjun Menon
Finance Professional
Within weeks, I identified cash-flow leaks, optimized investments, and structured my goals better with data-backed, unbiased advice.
Sandeep Rao
Entrepreneur
Meet the leadership
Their idea for everything you need.
Ready to take charge of your money?
Get a clear view of your finances and key insights in just 2 minutes.
Get Your Wealth Check
Got questions? We've got answers.
Here's everything you need to know before getting started.
Contact usYes, Novelty Wealth is a SEBI-registered investment advisor that uses read-only access to connect your accounts; we can only view your data to provide advice, but never move or modify it. Your credentials are never stored on our servers, and we do not share your data with third parties. Ever.
Yes. As a SEBI Registered Investment Advisor (RIA INA000019415), we are legally required to act in your best interest at all times. Unlike distributors or brokers, we do not earn commissions from recommending specific products. Our only incentive is your financial outcome.
No. Novelty Wealth operates on a fee-only advisory model. We do not receive commissions, referral fees, or incentives from any mutual fund house, broker, or financial institution. This is what keeps our advice independent and aligned entirely with your interests.
Novelty Wealth is designed for upper middle-class professionals, dual-income couples, and serious long-term investors who are already investing but want a structured, framework-led approach to building wealth. If you're looking for stock tips or quick returns, we're probably not the right fit. If you're looking for disciplined, long-term wealth advisory, you're in the right place.
Most investment platforms are built around buying, selling, and tracking returns. Novelty Wealth is built around advice. We focus on helping you build a structured wealth framework, make coordinated financial decisions, and improve decision quality over time. We're not a trading platform or a fintech dashboard. We're an advice-first wealth management firm backed by SEBI registration.
A Wealth Check is a comprehensive review of your complete financial picture; investments, cash flow, tax efficiency, goal alignment, and portfolio structure. Most Wealth Checks uncover significant opportunities: tax inefficiencies, underperforming allocations, high fees, and missed savings. It's the first step toward building a structured, long-term wealth strategy.