Tax Regime Calculator

Compare New vs Old Tax Regime for FY 2025-26. Find out which tax regime saves you more money based on your income and deductions.

1Your Income

Annual CTC (gross salary)

Rs.

Employer NPS contribution

Rs. 0

Employer PF contribution

Rs. 0

HRA exemption

Rs.

Investments under 80C

Rs. 1.5L

Voluntary NPS contribution

Rs. 50K

Health insurance premiums

Rs. 25K

Home loan interest

Rs. 0

Donations

Rs. 0

Other exemptions

Rs. 0

New regime saves you Rs. 89,700. Your deductions of Rs. 2.25L fall short of the Rs. 5.44L breakeven. New regime wins.

New regime

Rs. 97,500

Taxable: Rs. 14.25L

Income tax: Rs. 93,750

Cess (4%): Rs. 3,750

Old regime

Rs. 1.87L

Taxable: Rs. 12.25L

Income tax: Rs. 1.80L

Cess (4%): Rs. 7,200

You save

Rs. 89,700

by choosing the new regime

Breakeven — deductions needed for old regime to win

Rs. 5.44L

You have Rs. 2.25L in deductions (41% of breakeven)

Your deductionsBreakeven: Rs. 5.44L

Tax Comparison

New RegimeRs. 97,500

Old RegimeRs. 1.87L