Is your emergency fund bigger than it needs to be?

Here's a counter-intuitive wealth insight: Many of us keep ₹3–4L in savings accounts earning minimal returns, "just in case" of medical emergencies.

But what if your health insurance could do more than protect your health?

The math is fascinating:

• That ₹3L in a savings account? Earning maybe 3–4%
• The same amount in debt/equity investments? Potentially 7–12%
• The difference of ₹10–25k? Enough to pay for comprehensive health coverage of ₹10L to ₹1Cr

The real magic? You get both peace of mind AND better returns. Your capital stays protected AND grows faster.