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Registered Name: FW Fintech Private Limited | SEBI RIA Registration No: INA000019415 | BASL Membership No: BASL2191 | CIN: U66190KA2024PTC188214 | Type of Registration: Non-Individual | Validity of registration: July 22, 2024 - Perpetual | Address: P NO 224 3RD FL RANKA, JUNCTION 80/3 VIJINAPUR, Krishnarajapuram R S, Bangalore North, Bangalore- 560016, Karnataka | Principal Officer: Naveen Changoiwala at compliance@noveltywealth.in | SEBI Local corresponding address: 2nd Floor, Jeevan Mangal Building, No.4, Residency Road, Bengaluru - 560025, Karnataka

Disclosure: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor.

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Understanding Fixed Deposit TDS in India’s Tax Systembanking

Understanding Fixed Deposit TDS in India’s Tax System

28 January 2026By Novelty Wealth TeamTDS on Fixed DepositsTax Rules in IndiaTax Deducted at Source

TDS is the tax that the bank deducts before crediting your income. On fixed deposits, it is applied to FD interest once it crosses the yearly threshold, reducing what you receive but counting toward your final tax. Indians choose FDs for predictable returns, capital safety, and steady interest income for goals.

Novelty Wealth Team/28 January 2026