Retirement Strategy: How to Invest Your 25x+ LCM
A successful retirement strategy ensures you never run out of money while giving your investments time to grow. 🌱 By saving 25x your annual expenses (LCM) and splitting it into 10x in debt and 15x in equity, you create a plan that balances stability and growth.
Tax-efficient Debt Allocation through Mutual Funds
SWP in mutual funds lowers your tax massively. Why? Each withdrawal is part capital withdrawal and part gain. Only the gain is taxed. With a systematic withdrawal plan, one can withdraw a fixed amount every year from a mutual fund.
Is your emergency fund bigger than it needs to be?
Here is a counter-intuitive wealth insight: Many of us keep ₹3–4L in savings accounts earning minimal returns, "just in case" of medical emergencies. But what if your health insurance could do more than protect your health?
Advance Tax: March 2025 Checklist
Why Do You Need to Pay Advance Tax? If you earn additional income from freelancing, capital gains, rental properties, or interest, advance tax ensures you meet your tax obligations on time, avoiding surprises during filing.
Mutual Fund Central (MF Central): The One-Stop Platform for Mutual Fund Investors
Mutual Fund Central (MF Central) is a unified platform for mutual fund investors, simplifying transactions, consolidating holdings, and offering a seamless interface for managing investments. 🌱 Built by India’s largest depositories—CAMS and KFintech—MF Central ensures investors can access all mutual fund holdings across AMCs in one place, eliminating paperwork and platform dependency.
The Financial Planning Process: A Step-by-Step Guide
A well-structured financial planning process ensures financial security today while preparing for future goals. 🌱 Start with Emergency Readiness for protection.