Authors
The people behind our research and writing. Every article is written or reviewed by someone whose name and credentials you can see.
Merlyn Susana
Financial Researcher
14 articles
Merlyn Sushmitha is a financial researcher with over eight years of experience across equity research, investments, and personal finance. At Novelty Wealth, she helps build the research and knowledge framework that powers AI-driven financial planning, translating complex financial concepts into practical, actionable guidance. Her focus is on making financial advice accurate, accessible, and easy to understand. She also writes on markets, macroeconomics, personal finance etc.
Naveen Changoiwala
CEO
1 article
Chartered Accountant with an All India Rank 9, and an MBA from IIM Ahmedabad. Naveen focuses on building advice that stays grounded in real-life constraints: taxes, cash flow, and long-term planning decisions that families actually stick with.
Pratheek Suryadev
Fintech Copywriter
82 articles
Pratheek Suryadev is a Fintech Copywriter at Novelty Wealth, where he specializes in breaking down complex financial concepts into clear, engaging, and actionable content. With a keen eye for industry trends and market insights, he helps investors and readers navigate the evolving world of fintech with ease.
Shashank Agrawal
Personal Finance Associate
4 articles
Shashank Agrawal is a NISM-certified Investment Adviser (Levels 1 & 2), NISM-certified Research Analyst, and IRDAI IC-38 certified professional with 5 years of experience in personal finance. He has covered more than 100 IPOs with detailed research reports and has delivered ESG due diligence reports for institutional clients including Goldman Sachs and Capital Group, assessing financially material risk across private and public market companies.