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Invest Smart & Make Informed Decisions with Pro

Invest Smart & Make Informed Decisions with Pro

What Is Novelty Wealth Pro?

Novelty Wealth Pro is India's premium investment advisory subscription plan — built for serious investors who want expert guidance without paying a percentage of their portfolio every year.

As a SEBI-Registered Investment Adviser (RIA No. INA000019415), Novelty Wealth operates as a fee-only advisor. This means we earn from your subscription — never from commissions on the products we recommend. Your interests come first, always.

Whether you're a salaried professional building your first ₹1 Cr corpus, or a business owner managing a multi-asset portfolio, NW Pro gives you access to the same quality of advisory that was once reserved for HNIs — at a transparent, fixed subscription fee.

Smarter Portfolios

Outperform market averages

Smarter Portfolios

Always on Track

Auto-rebalanced as market moves

Always on Track

Wealth That Grows

Planned execution, compounded results

Wealth That Grows

Pro Benefits Which You Should Enjoy

1

Smarter Portfolios

Outperform market averages

2

Always on Track

Auto-rebalanced as market moves

3

Wealth That Grows

Planned execution, compounded results

Why Our Users Buy Pro Subscription?

FeaturesFreePro
Data auto update
Daily data auto-refreshNoYes
One-time annual consentYesYes
Portfolio Insights
Lifetime investment trendYesYes
Portfolio health checkBasicDeep
Assets & goal allocation viewBasicDeep
Actionable portfolio fixesNoYes
Mutual funds
Benchmark comparisonYesYes
Hidden cost detectionYesYes
Large/Mid/Small cap viewBasicDeep
Intelligent diversificationNoYes
Tax smart fund suggestionsNoYes
Stocks
Investing style v/s benchmarkYesYes
Large/Mid/Small cap viewBasicDeep
Tracking activeness & dividendsNoYes
Bank
Smart cashflow insightsYesYes
NovaAI smart taggingYesYes
Transaction breakdownBasicDeep
Guided budgetingNoYes
Periodic money summariesNoYes
Family
Individual & family overviewMax 2Max 7
A/C level style and analysisNoYes
Family member limitYesYes
Family automatic pro accessNoYes
Goals & Wealth building
Goal settingNoYes
Personalized investment planNoYes
Future projectionNoYes
Goal progress trackingNoYes
Nudges & alerts
Basic alertsYesYes
Smart nudgesNoYes
Drift away alerts (coming soon)NoYes
Rebalancing & monitoring (coming soon)
Portfolio drift detectionNoYes
Proportional rebalancingNoYes
Ongoing monitoringNoYes

Transparent Pricing: Know Exactly What You Pay

Most financial advisors charge a percentage of your Assets Under Management (AUM): which means the more you invest, the more they charge, forever. NW Pro works differently.

Our subscription fee is fixed and transparent. The annual advisory fee is capped at ₹75,000, regardless of your portfolio size. Whether you have ₹10 lakh or ₹1 crore invested, you always know what you're paying.

Why Fee-Only Advisory Saves You More

On a ₹50 lakh portfolio, a typical 1% AUM-based advisor charges ₹50,000/year, and that grows as your portfolio grows. NW Pro gives you the same (or better) service for a flat, predictable fee, while ensuring every recommendation is made purely in your interest.

Fee Only vs Commission Based Advisors: What's the Difference?

India's financial advisory industry has a hidden conflict of interest problem. Most 'advisors' mutual fund distributors, insurance agents, and bank relationship managers earn commissions for recommending specific products. This creates an incentive to push high-commission products over the best-fit ones for you.

SEBI introduced the Registered Investment Adviser (RIA) category to address exactly this. Under SEBI IA Regulations, a SEBI-registered RIA:

  • Cannot earn commissions from asset management companies or insurance providers
  • Must act solely in the client's best interest (fiduciary duty)
  • Must charge only advisory fees — directly from the client
  • Is subject to SEBI oversight, inspections, and code of conduct

Novelty Wealth holds SEBI RIA registration INA000019415. When you subscribe to NW Pro, you're getting advice from a regulated fiduciary, not a salesperson.

Who Is NW Pro Designed For?

NW Pro is built for India's growing class of financially aware, investment-active professionals who have moved beyond basic savings but haven't yet unlocked the full power of strategic wealth management.

NW Pro is ideal for you if:

  • You're a salaried professional (age 26–54) with ₹5L+ in mutual funds or stocks
  • You're a self-employed professional or business owner managing multiple investment accounts
  • You're actively investing but unsure if your portfolio is optimised for tax efficiency
  • You've never had a personal financial advisor but want expert, unbiased guidance
  • You want to plan for retirement, children's education, or property purchase — with clarity
  • You're tired of generic content and want advice tailored specifically to your financial picture

If you've ever felt that your portfolio is just sitting there without a clear strategy, NW Pro is the upgrade you need.

SEBI Registration: Your Assurance of Trust and Compliance

When choosing a financial advisor in India, SEBI registration is the single most important credential to verify. Novelty Wealth (FW Fintech Private Limited) is registered with the Securities and Exchange Board of India as a Registered Investment Adviser.

SEBI RIA Details

Registration NumberRegistered EntityRegulatory Body
INA000019415FW Fintech Private LimitedSecurities and Exchange Board of India (SEBI)

This registration means Novelty Wealth is legally obligated to act in your best interest, maintain transparent fee disclosures, and operate under SEBI's Investment Adviser Regulations 2013 (amended 2020).

Start Your Trial Today

Experience the difference of fee-only, SEBI-registered investment advisory. Get personalised insights, AI-powered guidance from NovaAI, and your complete portfolio picture: risk-free.

  • No credit card required to start
  • Full access to NovaAI during trial period
  • Cancel anytime: no lock-in

Download Novelty Wealth App

Start Your Trial Today

Frequently Asked Questions

Novelty Wealth Pro is a paid advisory plan that gives you deeper, personalised financial insights powered by Nova AI and guided by SEBI-registered investment advisors.

Pro is ideal if you:
1. Have multiple investments, accounts, or family goals.
2. Want unbiased, structured financial guidance.
3. Prefer clarity over noise and product pitches.

Yes, Pro is designed for households managing multiple incomes, goals, and portfolios.
You can view finances at an individual or family level and get insights that reflect shared goals like education, retirement, or major purchases.

No, we do not promise or guarantee returns. Our role is to improve decision quality, clarity, and long-term financial discipline.

You can cancel anytime from your app store subscription settings. Your Pro access will remain active until the end of the billing cycle.

Refunds are handled as per App Store/ Play Store policies. We encourage users to explore the trial experience for one month before upgrading.

Yes, your data is securely stored and used only to generate insights for you. You can delete current data and unlink future consent anytime.